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Mortgages

Fixed-Rate Mortgages

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Lock in your dream home at a rate that works for you.

A fixed-rate mortgage is where the interest rate and payments remain the same throughout the loan term (number of years until payoff). This is ideal for people who like to know exactly how much they’ll be paying each month and for how long.

Your loan rate will be based on your creditworthiness, the amount of the loan and the term. When choosing a term, a shorter one will result in higher monthly payments, but you’ll end up paying less interest over the life of the loan. A longer term can help make monthly payments more manageable for those on a budget.

Apply now

When you’re ready to discuss options, please call our Mortgage Loan Officer, West Bryant, at 757.569.3760. If you have questions about membership, call 757.569.6000 or email us.
Homeowners must maintain adequate insurance. A 5 percent penalty will be assessed for late mortgage payments. Your interest rate is determined by your creditworthiness. See a Mortgage Loan Office or contact us at 757.569.6000 for details. Membership eligibility is required.
  • Rates may change without notice.
  • Rates apply to primary residence purchases and refinances only.
  • Not all applicants will qualify.
  • See a Member Service Representative for details.