Skip-A-Pay

Take a breather on your loan payment

Skip A Payment

Sometimes, we all need a little extra breathing room in the monthly budget. Bronco lets eligible members skip a loan payment for a small fee of just $35.*

There’s no need to make a special trip into town or mail in any paperwork. You can handle the whole thing through our online self-service tool! You can check your eligibility instantly, submit your request, and get an email confirmation right away—all from the comfort of home.

Of course, if you ever have questions or would like a little help reviewing your options, our team is always happy to assist.

Will my loan qualify?

Here are a few things to keep in mind:

• Payment History: You must have made at least six months of full payments on the loan before it becomes eligible for a skip.
• Skip Limits: You can skip up to two payments per rolling 12 months, but you cannot skip back-to-back months. (There is also a maximum of 14 skips allowed over the life of the loan).
• Balances & Amounts: Both your loan balance and your regular payment amount must be at least $100.
• Paid Ahead Limits: Your loan cannot be more than 60 days paid ahead.
• Timing Matters: Make sure to request your skip early! Requests cannot be processed if you are already within the window where automatic payment processing has begun.
• Eligible Loans: Skip-A-Pay is available for eligible consumer loans only. This includes Vehicle, Recreational Vehicle, Personal, and Share Pledged loans. It is not available for Real Estate loans, Credit Cards, Ready Reserve Lines of Credit, or Commercial loans.

If your loan happens not to qualify this time around, don’t worry—our online tool will explain exactly why so you aren’t left guessing.

Skip-A-Pay Frequently Asked Questions

Need more help?

If you have questions or would like help reviewing your options, our team is happy to assist.