Roth Individual Retirement Account (IRA)

Retire with confidence, tax-free earnings await.

A Roth IRA is different from a Traditional IRA in that it does not offer a tax deduction up front. However, earnings on a Roth IRA may be completely tax-free at the time of withdrawal, providing that certain qualifications are met.

Currently, you can contribute up to $7,000 annually if you are under 50, and up to $8,000 per year if you are over 50, and contributions cannot exceed compensation. Contribution regulations do change, so contact your tax advisor for advice.

A Roth IRA from Bronco offers:

• Tax-free and penalty-free withdrawals* of regular contributions at any time.
• Tax-deferred earnings and tax-free, qualified withdrawals* if the account is open for at least five years.
• Dividends earned from the day of deposit to the day of withdrawal.
• No required tax withdrawal age (as is the case with Traditional IRAs).

Be sure to check with a qualified tax advisor if you have questions about your individual circumstances.