To do our part during Clean Rivers Month (April), several members of our team got decked out in dayglow colors and collected trash in the area surrounding our Stewart Drive office in Franklin. The idea is to keep trash from getting into the Blackwater & Nottoway watersheds, which is important to the communities that utilize these waterways and the local ecosystem. Since the program started in 2001 there have been 100,000 pounds of trash picked up by more than 2,300 volunteers. We’re happy to do our part!
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The Equifax Data Breach
Cyber criminals recently hacked into a database used by Equifax, one of the three main credit bureaus that tracks information about your credit history. More than 143 million records were compromised. In order to protect yourself from potential fraud from this attack, here are a few things you can do and some things you should keep an eye on:
Initiate a Fraud Alert
If you have not done so already, you can place a “fraud alert” on your credit file. This alert means that you must be contacted and your identity confirmed before a lender can issue a loan or line of credit in your name. You can contact each of the three bureaus individually, but by law if you contact one, that bureau is compelled to notify the other two.
The credit bureaus are:
Freeze your Credit Report
You can also place a security “freeze” on your credit reports, restricting access to only your existing creditors. In Virginia, there is a $10 fee per bureau to do so. You will be given a Personal Identification Number (PIN) by each bureau when you initiate the freeze. You will not be able to lift the freeze without this PIN, so keep it safe.
Here’s how to get started:
Check your Credit Report
You can check your credit reports from each of the three credit bureaus for free every 12 months by visiting annualcreditreport.com. Review your reports to make sure there are no erroneous notations listed.
Be wary of suspicious activity
In the meantime, you’ll also want to watch for suspicious activities when it comes to emails, texts or phone calls that claim there is a problem with a credit card, your credit record or other personal financial information.
Regularly review your credit card transactions and checking and savings accounts to make sure there are no fraudulent charges or suspicious activity.
If you don’t have online banking set up for your checking and savings accounts, we recommend that you do set it up. Online banking access allows you to monitor your accounts any time and from anywhere.
If you don’t have online account access to your credit cards, activate this feature for all of the cards that offer online account management. As with online banking, online account access provides you with the ability to monitor card charges literally 24/7/365.
Get Help
If you believe you have been the victim of identity theft, visit FTC.gov or FBI.gov for information on how to file a complaint.
Contact us if you have additional questions about fraud or identity theft, feel free to call us at 757.569.6000.
Summer Super Jam Picnic (August 2017)
The Franklin Summer Super Jam is a program sponsored by the Franklin Boys & Girls Club of Southeast Virginia and the Franklin Department of Parks & Recreation to provide area youths with education, excitement, and exercise throughout the summer. At their end of season cookout this year, the Bronco’s Helping Hand crew—led by our CEO Brian Hedgepeth—was on hand to provide hamburgers, hotdogs, chips, soft drinks and a wide selection of cupcakes for dessert for the staff and kids.
Here’s a little something The Tidewater News had to say about the event.
Together We Can (July 2017)
Bronco Federal Credit Union understands that hunger knows no season. Brian Hedgepeth, CEO said “we have been told countless times that food banks are remembered during the holidays for donations but, this time of year can be a struggle for them to stay fully stocked.” This is the number one reason that BFCU holds its annual collection drive for Franklin Cooperative Ministries in the late spring/early summer. This year marks their fourth year of collecting food for FCM.
Their first collection drive in 2014 resulted in 1,700 pounds donated and the amount each year has steadily grown. The 2017 drive collected over 7,000 pounds of food to feed the local residents of Franklin and Southampton. The success of this year’s donations can be attributed to the members and staff of BFCU, the local participating car dealerships, and many local businesses that agreed to have collection bins placed there.
Since 2014, Bronco has now attained the milestone of collecting and donating over 20,000 pounds of food to Franklin Cooperative Ministries. A quick Google search on food banks will tell you that it is estimated that 1.2 pounds of food donated is equivalent to a meal. This means that Bronco has helped contribute over 16,600 meals in our community.
“The food drive was a true community effort and we appreciate that those who donated recognize the importance of keeping their donations local. We absolutely could not have done this on our own and are grateful for the help from our members, staff, and local businesses” said Hedgepeth. The food drive for FCM is also a part of BFCU’s new initiative, Bronco’s Helping Hands. Bronco’s Helping Hands started in January of 2017 and has been performing acts throughout Franklin and Suffolk to show their support and to offer kindness.
Bronco wishes to thank the businesses that participated in this food drive: Roger Fowler Sales & Service, Mike Duman Auto (Suffolk & Franklin), Blake Ford, Barton Ford, Beach Ford, Shear Madness, Island Tan, Tangles, Newsoms Peanuts, Smith Jewelers, The Cat’s Meow, Exodus Outdoors, Richwood Graphics, Nottoway House Furniture, Bobby’s Muffler & Tire, Franklin BP, Fred’s Restaurant, Joe’s Pizza & Pasta, Aesthetics by Naomi, Mackans Office Supply, Moore Designs & Embroidery, Nicholson’s Auto Parts, and Southern Charm Garden Center.
Keeping Cool (July 2017)
There are a lot of definitions for the word “cool,” and our Helping Hands team has every one of them covered. With the recent hot weather resulting in heat advisories, we hit the streets to find people we could cool off with ice-cold drinks, and cool up with awesome Bronco sunglasses to provide some shade for the eyes. As you can see from the photos, our efforts were greatly appreciated by the hardworking people that are out serving our communities.
Flag Day Fun (June 2017)
U.S. Flag Day is an event celebrated on June 14 to commemorate the adoption of the flag of the United States, which happened on June 14, 1777 by resolution of the Second Continental Congress. It also happens to be the birthday of the U.S. Army, when Congress adopted “the American continental army” on June 14, 1775.
To celebrate Flag Day this year, members from our Bronco’s Helping Hands team joined forces with associates from the local American Legion to put flags out all over town. We were happy to lend a hand and felt very proud to honor a tradition that is almost as old as our country itself.
Thanks to the 5-0 (May 2017)
Being a police officer can be a pretty thankless job. So our Bronco’s Helping Hands team set out to change that by visiting the Southampton County Sherriff’s Department to drop of some goodies and the personally thank them for all they do. We had a great time getting to know some of our local law enforcement agents and we helped to spread a little extra joy. That’s what Bronco’s Helping Hands is all about.
Firehouse Breakfasts (April 2017)
For our April Bronco’s Helping Hands event, we wanted to give back to the people who give so much to so many. So we put together two teams and provided breakfast and Bronco coffee mugs to the two fire stations closest to our offices in Franklin (Station #1) and Suffolk (Station #6).
The good people at the Women’s Auxiliary of the American Legion chipped in to help us with the Franklin Firehouse breakfast to honor the brave men and women who are always at the ready when their help is needed the most.
Reading Dr. Seuss (March 2017)
Would you, could you read at school? Would you, could you if it was cool?
Our March Bronco’s Helping Hands event took us to S.P. Morton Elementary School on March 2nd—Read Across American Day. Read Across America Day celebrates reading in honor of the legendary author Dr. Seuss, who is well known for such amazing stories as “The Cat in the Hat,” Green Eggs and Ham,” “Oh, the Places You’ll Go,” “The Lorax,” “Horton Hears a Who!” and “How the Grinch Stole Christmas,” to name a few.
Theodor Seuss Geisel, also known as “Dr. Seuss,” was an American writer, cartoonist, animator, book publisher and artist. Sixteen members of our staff volunteered to read from his works in order to stimulate a sense of adventure through reading in young people. We’re not sure who had more fun—our Bronco team members or the students!
Valentine’s Day (February 2017)
In February, our staff put together 200 bud vases with hot pink bows and hot pink roses to deliver to the staff and residents of East Pavilion in Franklin and Lake Prince Woods in Suffolk (nursing homes) on Valentine’s Day.
