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Mortgages

Lot and Construction Loans

Related Pages

Build your vision from the ground up.

If you plan to build your home from the ground up but you’re not ready to start construction, a Lot Loan can help you secure the property without needing a Construction Loan. A Lot Loan is only used for the purchase of land.

When you are ready to begin building, a Bronco Construction Loan will provide you with a line of credit so you can pay the builder, contractors and supplies during the construction process. Once construction is completed, your Construction Loan can be converted to a residential mortgage.

A Bronco Lot or Construction Loan offers you:

  • Friendly terms.
  • Competitive rates based on creditworthiness, loan amount and term of loan.*
  • A friendly Bronco Lending Specialist to walk you through the process.
  • The convenience and service of a community financial resource.
When you’re ready to discuss options, please call our Mortgage Loan Officer, West Bryant, at 757.569.3760. If you have questions about membership, call 757.569.6000 or email us.
Homeowners must maintain adequate insurance. A 5% penalty will be assessed for late mortgage payments. Your interest rate is determined by your creditworthiness. See a Mortgage Loan Office or contact us at 757.569.6000 for details. Membership eligibility is required.
*
Not all applicants will qualify.