Contact Us at 757.569.6000
Savings Rates
Rates current as of November 30, 2023
Share Accounts**
| Account Type | Dividend Rate | APY* |
|---|---|---|
| Share Account Dividend | 0.09% | 0.10% |
Money Market Accounts***
| Balance | Dividend Rate | APY* |
|---|---|---|
| $0 - $9,999.99 | 0.09% | 0.10% |
| $10,000 - $24,999.99 | 0.54% | 0.55% |
| $25,000 - $49,999.99 | 0.94% | 0.95% |
| $50,000 - $99,999.99 | 1.19% | 1.20% |
| $100,000 & over | 1.48% | 1.50% |
Share Certificates****
| Term | Dividend Rate | APY* |
|---|---|---|
| 6-Month | 0.99% | 1.00% |
| 7-Month Special | 4.86% | 4.95% |
| 12-Month | 2.28% | 2.30% |
| 13-Month Special | 4.09% | 4.15% |
| 24-Month | 2.62% | 2.65% |
| 36-Month | 2.72% | 2.75% |
| 48-Month | 2.77% | 2.80% |
| 60-Month | 2.96% | 3.00% |
IRAs*****
| Terms | Dividend Rate | APY* |
|---|---|---|
| Traditional IRA | ||
| Savings Account | 0.09% | 0.10% |
| 6-Month | 0.99% | 1.00% |
| 7-Month Special | 4.86% | 4.95% |
| 12-Month | 2.28% | 2.30% |
| 13-Month Special | 4.09% | 4.15% |
| 24-Month | 2.62% | 2.65% |
| 36-Month | 2.72% | 2.75% |
| 48-Month | 2.77% | 2.80% |
| 60-Month | 2.96% | 3.00% |
| Roth IRA | ||
| Savings Account | 0.09% | 0.10% |
| 6-Month | 0.99% | 1.00% |
| 7-Month Special | 4.86% | 4.95% |
| 12-Month | 2.28% | 2.30% |
| 13-Month Special | 4.09% | 4.15% |
| 24-Month | 2.62% | 2.65% |
| 36-Month | 2.72% | 2.75% |
| 48-Month | 2.77% | 2.80% |
| 60-Month | 2.96% | 3.00% |
| Coverdell ESA | ||
| Savings Account | 0.09% | 0.10% |
| 6-Month | 0.99% | 1.00% |
| 7-Month Special | 4.86% | 4.95% |
| 12-Month | 2.28% | 2.30% |
| 13-Month Special | 4.09% | 4.15% |
| 24-Month | 2.62% | 2.65% |
| 36-Month | 2.72% | 2.75% |
| 48-Month | 2.77% | 2.80% |
| 60-Month | 2.96% | 3.00% |
Not yet a member? It's easy. Simply call 757.569.6000 or email us. Already a Bronco member and want to open another account? Call us or come on in and bring your ID.
DISCLOSURES:
*APY = Annual Percentage Yield
Share Accounts**
Minimum deposit - $5.00
Earns dividends from day of deposit to day of withdrawal. Dividends are posted and paid monthly.
- Fees imposed on an account could reduce the earnings on the account.
- Rates are subject to change
Money Market Accounts***
- Minimum opening deposit $10,000
- $10 monthly fee if balance falls below $10,000
- Rates are subject to change.
- Dividends paid and posted to account monthly
- Fees imposed on an account could reduce the earnings on the account.
Share Certificates****
- $1,000 Minimum Deposit
- Dividends are paid quarterly and posted to the account quarterly.
- Dividends will be applied to the certificate or can be transferred to another account.
- Certificate is set up as an automatic renewal certificate.
- The member will have 10 calendar days after the certificate matures to withdraw funds without being charged an early withdrawal penalty.
- An early withdrawal penalty will apply if a withdrawal is made before the maturity date.
- The 6, 7, 12 and 13-Month certificates will have an early withdrawal penalty of 91 days dividends.
- The 24, 30, 36, 48 and 60 month certificates will have an early withdrawal penalty of 180 days dividends.
- Promotional 7-Month certificate automatically renews to a 6 month certificate at maturity.
- Promotional 13-Month certificate automatically renews to a 12 month certificate at maturity.
- Fees imposed on an account could reduce the earnings on the account.
IRAs*****
See an IRA Specialist or contact us at 757.569.6000 for more details. Membership eligibility required.
IRA Share Savings Accounts:
- Minimum Deposit - $100
- Earns dividends from day of deposit to day of withdrawal on any balance.
- Dividends are posted and paid monthly.
- Fees imposed on an account could reduce the earnings on the account.
- Rates are subject to change.
IRA Certificates
- $1,000 Minimum Deposit
- Earns dividends from day of deposit to day of withdrawal
- Dividends are paid quarterly and posted to the account quarterly.
- Dividends will be applied to the certificate or can be transferred to another account.
- The 6, 7, 12 and 13-Month certificates will have an early withdrawal penalty of 91 days dividends.
- The 24, 36, 48 and 60 month certificates will have an early withdrawal penalty of 180 days dividends.
- Fees imposed on an account could reduce the earnings on the account.
- Certificate is set up as an automatic renewal certificate.
- Promotional 7-Month certificate automatically renews to a 6 month certificate at maturity.
- Promotional 13-Month certificate automatically renews to a 12 month certificate at maturity.
- The member will have 10 calendar days after the certificate matures to withdraw funds without being charged an early withdrawal penalty.
- An early withdrawal penalty will apply if a withdrawal is made before the maturity date.